Your Aid & Your Bill

You may view your account statement in early July for the fall semester and early November for spring semester, after you have registered for classes.

What does a negative balance on my eBill mean?

  • If the amount of financial aid disbursed is greater than your charges, then you will see a negative balance on your account.
  • This means a refund will be paid to the student. Refunds are processed on the first day of class at the earliest.
  • You may use this refund check to buy books or for other expenses.

Billing and Aid

  • The eBill will reflect the student’s “estimated financial aid.”
  • Estimated aid includes the total aid which the student has accepted.
  • You must log in to MyCharlotte and accept the awards you have been offered to ensure that those funds are included as estimated aid.

How much do I pay?

  • If the total charges exceed the estimated aid, you must pay the difference before the due date.
  • If the aid exceeds the charges and there are no outstanding charges from a previous semester, the bill should reflect $0 in the “Pay This Amount” field. You can expect a refund of the excess aid.

Prior balances

  • You can only use Financial Aid to pay for charges during the designated term
  • You must pay a prior semester balance before the billing due date.
  • Even if the current semester’s aid will generate a refund, you must pay prior term charges out-of-pocket before the billing due date.


  • If you don’t pay the amount due, you will be dropped from all courses before the start of the term.
  • If your schedule is canceled, you will be able to re-register for courses until the add/drop date and you must satisfy payment requirements or your courses will be permanently canceled for the term.

Manage Your Money

  • At UNC Charlotte, we want to provide you with the skills you need to manage your money and earn your degree, without racking up unnecessary debt. Living for the here & now is over… Saving for the future is in.
  • Visit Niner Finances to discover ways to budget smarter, keep more cash in your pocket, and become financially stable throughout your college career and beyond.