Most grants are awarded to students demonstrating significant financial need as determined by the FAFSA. Grant funding does not have to be repaid.
Federal Grants, with the exception of TEACH grants, are awarded to students demonstrating significant financial need as determined by the FAFSA. Grant funding does not have to be repaid (unless, for example, you withdraw from school and owe a refund). The availability of grant funding is limited.
- Federal Pell Grant
- Federal Work Study (FWS)
- Supplemental Educational Opportunity Grant (FSEOG)
- Teacher Education Assistance for College and Higher Education (TEACH) Grant
- TEACH is not a need-based grant and could require repayment if the recipient does not fulfill the service agreement
State grants are awarded to North Carolina residents based on funding availability and need. Recipients are determined by the state of North Carolina and must be seeking their first undergraduate degree. Restrictions regarding credit hours and semesters completed may apply. For the 2023-2024 school year the following grant could appear on your award offer if you are eligible:
- North Carolina Scholarship
Students that apply for financial aid by January 1* are considered for institutional need-based awards provided funding is available.
- State Appropriated Grant (SAG)
- Tuition Assistance Grant (TAG)
*Must have all outstanding requirements complete
The TEACH Grant is a federal grant designed to encourage highly qualified teachers to serve in low-income schools in high-need fields. It requires a service agreement with the potential to convert grant monies paid to a student loan.
About the Grant
The TEACH Grant Program provides grants of up to $4,000 a year to students who are completing or plan to complete course work needed to begin a career in teaching.
- $3772 for full-time enrollment per academic year (First disbursed on or after Oct. 1, 2020, and before Oct. 1, 2024)
- Students can receive a prorated amount of the TEACH Grant for less than full-time enrollment
The TEACH Grant Program is available for undergraduate and graduate students.
- To be eligible for the program, students must meet the basic eligibility criteria for the federal student aid programs
- Complete the Free Application for Federal Student Aid (FAFSA)
- Be enrolled at a school that participates in the TEACH Grant Program and a TEACH Grant eligible program
- Meet certain academic achievement requirements (generally, scoring above the 75th percentile on one or more portions of a college admissions test or maintaining a cumulative GPA of at least 3.25)
- For specific information about the academic requirements, talk to the financial aid office at your college or career school
- Receive TEACH Grant counseling that explains the terms and conditions of the TEACH Grant service obligation, you must complete counseling each year that you receive a TEACH Grant
- Sign a TEACH Grant Agreement to Serve or Repay
- The TEACH Grant cannot be awarded to a student pursuing a second bachelor’s or second master’s degree
In exchange for TEACH Grant funding, recipients sign an Agreement to Serve committing to certain requirements.
- Serve as a full-time, “highly qualified teacher” for at least 4 academic years within 8 years of completing the academic program
- A “highly qualified teacher”, according to the No Child Left Behind Act (NCLB), is a teacher who has obtained full state teacher certification or has passed the state teacher licensing examination and holds a license to teach in the state; holds a minimum of a bachelor’s degree; and has demonstrated subject area competency in each of the academic subjects in which the teacher teaches.
- Teach within certain high-need fields as defined by the U.S. Department of Education
- Science (including, but not limited to, computer science)
- Critical Foreign Language
- Bilingual Education and English Language Acquisition
- Special Education
- Reading Specialist
- Other Identified Teach Shortage areas as of the time recipients receive the grant or as of the time they begin teaching in that field. The “other identified teacher shortage areas” are listed in this publication
- Teach at an eligible school
- A program that is Teach Grant-eligible at one school might not be Teach Grant-eligible at another school. Failure to fulfill the program requirements will result in the grant converting to a Direct Unsubsidized Loan, which begins from the time the funds were initially awarded.
- If you are not already committed to teaching a high-need subject in a low-income school, consider this grant carefully. The Department of Education predicts that only 20% of students use the funds for grants after graduation. This means 80% have their funds converted to unsubsidized loans with accumulated interest. Once converted to a loan, the funds cannot be converted back to a grant.
Application & Awarding
TEACH Grant awarding begins in July prior to the beginning of the upcoming academic year.
- Complete the Free Application for Federal Student Aid (FAFSA) for the upcoming academic year
- Be accepted into one of the UNC Charlotte eligible degree programs
- Complete the Initial TEACH Grant Entrance Counseling session by logging in at StudentAid.gov, your federal student aid (FSA) ID is required
- The Office of Financial Aid will receive your entrance counseling confirmation within 2 -3 business days of completion and review of your eligibility
- If approved, you must accept your TEACH Grant award via your My UNC Charlotte account
- Within 3 – 5 working days of your acceptance, your TEACH Grant Agreement to Serve (ATS) will be available to sign at StudentAid.gov
There are several Undergraduate and Graduate TEACH Grant Eligible Programs at UNC Charlotte.
Undergraduate Programs: All undergraduate programs must lead to teacher licensure in order to qualify.
- B.A. Special Education
- B.A. in one of these foreign languages with Teacher Licensure Track
- B.A. or B.S.(grades 9– 12) with Secondary Education Minor
- Earth Science
- B.A. Middle Grades (in high need subject areas) and Secondary Education (MGSE)
- B.A. or B.S. Math with Secondary Education Minor
Graduate Programs: Students seeking K-12 teacher licensure through the Regional Alternative Licensure Center (RALC) are NOT eligible for the TEACH Grant. Approved graduate programs include Graduate Certificate (Teacher Certification), Masters of Arts in Teaching MAT or M. Ed. programs
- English as a 2nd Language (TESL, CESL or MESL)
- Foreign Language
- Middle Grades Mathematics (MGMA or SMAT)
- Reading (M. ED or M.A. major in READ)
- Specific Sciences (grades 9-12)
- Biology (MSEC/SBIO)
- Chemistry (MSEC/SCHE)
- Earth Science (MSEC/SESC)
- Physics (MSEC/PHST)
- General or Comprehensive Sciences (grades 9-12, secondary school)
- Middle Grades Science (MGSC)
- Special Education (SPAC, SPGC) Adapted Curriculum and General Curriculum