Payment Plan

UNC Charlotte offers a payment plan to help you divide your payments into smaller installments.


Payment Plan – Pay in Installments

  • You have the option to enroll in a payment plan for each individual term only, only for the full academic year (Fall + Spring).
  • Please ensure that you enroll by the payment due date. You must enroll during the enrollment period of the current term as shown in the charts below. Enrollment in the full academic year plan is only available in the fall term.
  • The payment plan spreads out your tuition, fees, housing, dining, and other applicable charges billed to your student account into smaller payments.
  • With the UNC Charlotte Payment Plan, installments are calculated (and recalculated as needed) based on actual charges on your account. Past due balances* are included in recalculations and split evenly across your installments. Please visit the following web sites to assist you in determining these estimates:

*Prior term balances must be paid to $500 or less to be eligible to enroll in a payment plan.


Payment Plan Options & Enrollment Fees

You have four options for payment plans:

  1. Annual payment plan – includes both fall and spring. A $99 non-refundable enrollment fee is due at time of enrollment. 
  2. Fall Term Only –  A $55 non-refundable enrollment fee is due at time of enrollment for the fall term. 
  3. Spring Term Only – $55 non-refundable enrollment fee is due at time of enrollment for the spring term.
  4. Summer Term Only – $15 non-refundable enrollment fee is due at time of enrollment for the summer term.
Summer 2024 Payment Plan Installment Due Dates
If you enroll in plan by May 22*Due Date
1st Installment Due Date     May 24, 2024
2nd Installment Due Date   June 14, 2024
3rd Installment Due Date July 8, 2024

*Enrollment will open on May 1, and you must complete enrollment by the payment due date

Note: Students who register after May 22 should pay their balance by the payment due date of July 8.

Spring 2024 Payment Plan Installment Due Dates
If you enroll in plan before Dec. 30*Due Date
1st Installment Due Date     Dec. 31, 2023
2nd Installment Due Date   Jan. 31, 2024
3rd Installment Due Date Feb. 28, 2024
4th Installment Due Date Mar. 31, 2024
5th Installment Due Date Apr. 30, 2024

*You must complete enrollment by the payment due date.

If you enroll in plan on or after Dec. 31*Due Date
1st Installment Due Date     Jan. 31, 2024
2nd Installment Due Date   Feb. 28, 2024
3rd Installment Due Date Mar. 31, 2024
4th Installment Due Date Apr. 30, 2024
Fall 2023 Payment Plan Installment Due Dates
If you enroll in plan before July 31*Due Date
1st Installment Due Date     July 31, 2023
2nd Installment Due Date   Aug. 31, 2023
3rd Installment Due Date Sept. 30, 2023
4th Installment Due Date Oct. 31, 2023
5th Installment Due Date Nov. 30, 2023

*You must complete enrollment by the payment due date.

If you enroll in plan on or after July 31*Due Date
1st Installment Due Date     Aug. 31, 2023
2nd Installment Due Date   Sept. 30, 2023
3rd Installment Due Date Oct. 31, 2023
4th Installment Due Date Nov. 30, 2023
How to Enroll in the Payment Plan

Please remember that your actual expenses will vary based on your enrollment and your housing and dining choices. Prior term balances must be paid to $500 or less to be eligible to enroll in a payment plan.

Follow these instructions to enroll:

  1. Log into MyCharlotte
  2. Under the My Student Account block
  3. Select the View Accounts & Statements link
  4. Select the Payment Plans tab then follow instructions on the screen

Additional Information Regarding Payment Plans
  • Students whose student account is not paid in full or in good standing on a Tuition Payment Plan may have a financial hold placed against their records, registration and graduation.
  • When using a Debit Card as a form of payment, remember to select “credit” as the payment type. Checking is used only when making an ACH electronic payment (eCheck).
  • Contact your Financial Institution prior to using certain savings accounts for ACH electronic (eCheck) payments. Account types, such as Money Market, vacation, or savings accounts may be classified as “NON TRANSACTION” accounts and cannot be used for ACH electronic (eCheck) payments. Payments returned to the University unpaid by these accounts will be accessed a $35.00 returned service charge.
  • Reminder emails are system generated and before taking any action please review your student account activity to determine if the information in the reminder email is current.